大额存款
But non-banking lenders are often first to suffer when credit becomes scarce, because they cannot take deposits and depend on banks or wholesale capital markets for funds.
但当信贷趋紧时,非银行放贷机构往往首当其冲,因为这类机构不能吸收存款,只能依赖银行或批发资本市场获取资金。
In the short term, the banks themselves will be very glad of a flood of retail deposits: that will leave them less dependent on jittery wholesale markets.
短期看,银行自身会为大笔的个人存款大量流入而不亦乐乎:这将降低他们对批发融资的依赖性。
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